Louisiana is observing the third anniversary of Katrina's wrath by preparing for Gustav. New Jersey can be thankful that the ninth anniversary of Tropical Storm Floyd finds us high and dry. While FEMA requires those who live in flood zones to purchase federally subsidized insurance, it's not a bad idea to consider it if you live in a "dry" but vulnerable location. Floodsmart.gov can help you asses your flood risk wherever you live. It also suggests measures that can minimize damage to uninsured property.
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