Some homebuyers used these mortgages, which stack a smaller second home loan on top of a primary mortgage, to buy their homes during the recent housing boom. The Real Estate Journal.com's Terri Cullen explains when it does, and doesn't, make sense to refinance a piggyback mortgage. (This is one of those rare Wall Street Journal sites that doesn't require a paid subscription --so it's a link worth bookmarking.)
Scroll to the bottom of her column for a light hearted discussion on the reasons why women seem to prefer white holiday plug-ins while men like theirs multi-colored.
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