Leonard Baron, CPA, and writer specializing in Real Estate issues, has just written an article for Zillow that goes into great detail on the ins and outs of today's homeowner insurance policies.
"Having the proper type and amount of insurance in place is vital in today’s world. Pull out your policy and schedule a talk with your agent to discuss what you have and what you need."
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
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